Many customers have been asking us how to get setup with as low as 10% APR financing for their air ride, coilover, and wheel purchases. It’s actually quite simple.
How does it work?
You won’t see an option to setup Monthly Payments until you’ve completed the entire check-out process.
Once you get to the last step, that is when you'll notice Affirm listed along with 'Credit Card' and 'PayPal'.
Affirm will use your mobile phone number to keep track of your account. This way they can alert you when your payments are due, if you choose not to use auto-pay.
Will Affirm do a credit check?
Yes, when you first create an Affirm account, they perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score. If you apply for more loans with Affirm, they may perform additional ‘soft’ credit checks to ensure that you are being offered the best financing options possible.
Can I setup financing if I don’t live in the USA?
No, Affirm uses your social security number as a means of checking your credit score. Because of this, there is no way for customers who are non-U.S. residents to apply for finacing.
What is Cross River Bank and how is it related to Affirm?
Cross River Bank is a New Jersey-chartered bank and is the lender for all Affirm loans.